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Personalized For Your Needs

We bring no pre-conceived notions about your needs, but rather tailor our service to you. No proprietary products or internal pressures sway our decisions. We are beholden only to you. Our independence and experience frees us to make decisions. Allows us to be responsive.

Connected With Your Goals

Our roots are deep - and local. We are affiliated with Citizens First Bank and owned by Villages Bancorporation, Inc. and Sabal Company. We live and work in this community. You'll find us to be accessible, involved and committed to our local schools, churches, charities and community ... and to your financial success.

Committed To Earning And Keeping Your Trust

Our relationship with you is our most important asset. Earning and keeping your trust is what drives us. Every service we provide to you will be custom-designed to meet your financial objectives. Whether you require skilled investment management, trust administration, custody and record keeping, or a host of other financial services, you will discover that every member of the Citizens First Trust Team is committed to earning and keeping your trust.

Our Staff
Links of Interest
Gary Davis, President & Senior Trust Officer
Rose Cruz, Vice President & Head of Administration
(Rose is bilingual in spanish and english.)
Jim Daley
, Vice President & Chief Investment Officer

Cassie Dougherty
, Trust Associate
Jacky Noschese, Trust Associate
Christine Prue, Trust Associate
2007 Citizens First Trust Company, LLC. All Rights Reserved. Powered by Goldleaf Financial Solutions.