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To register for any of these classes contact The Villages Lifelong Learning College at Have you attended too many "free meal" seminars and feel that you are more confused than ever about basic estate planning, trusts and how to look at investments? The courses below are purely educational...no meals...just information, knowledge and ... no solicitation of your business or attempts to sell you anything. Instructors: Rose M. Cruz, Vice President & Head of Administration, Citizens First Trust Company Investments Management:
Topics will include a reexamination of asset allocation, diversification, historical returns, expected returns, types of risk and risk management, and tax differences between retirement and personal investments. Estate Planning: Estate Planning from A to Z
How do you know your estate will pass to the beneficiaries you designate? Wills, Trusts, Healthcare Surrogate, Power of Attorney, Living Will…what is the function of each and how do you use them to protect you and your loved ones from unforeseen circumstances, aggressive relatives, former In-Laws and others who would take your estate. We cover the waterfront with this topic. Trusts: Truths, Myths, Advantages, Disadvantages
Understanding what a trust is, why people use them, the different types of trusts…are you confused? Learn the facts about trusts so you can make the right decision regarding the use of a trust as part of your estate plan, or whether you even need or could benefit from a trust. Investments Management:
Topics will include a reexamination of asset allocation, diversification, historical returns, expected returns, types of risk and risk management, and tax differences between retirement and personal investments. IRA’s: Traditional vs Roth, Restrictions, Inherited IRA’s, Funding Issues, Required Minimum Distributions, Rules and Regulations…answers to all your questions. March 11, 2008 Instructor: Mike Nelson, IRA Consultant with JM Consultants, Baxter, MN |
